Benefits
Aloha Pacific FCU membership begins with a personal savings account and entitles you to all of our products and services. Once you become a member, you receive many rewarding benefits.
- • Higher rates
- • Low account fees
- • Friendly service from knowledgeable staff
- • Convenient access
- • Discounted admission to Family Day events
- • Special offers at select employment groups
- • Youth account specials
Become A Member
Bring the following documents to any Aloha Pacific FCU
- • Completed Membership Application
- • Valid Photo ID for Each Person on the Account
- • Field of Membership Verification
- • Personal Trust Document or Minor’s Birth Certificate
- • Minor's Social Security Card
- • Opening Balance
Eligibility
To become a member, you must belong to one of the groups (or common bonds) listed below and maintain $100 in your savings account.
- • Employees of the City and County of Honolulu, State of Hawaii;
- • Immediate family members of a City & County Employee or existing credit union member (see chart below);
- • Aloha Pacific FCU employees;
- • City & County employees that are retired or on leave of absence;
- • Members of their immediate families or household; and organizations of such persons;
- • SEGS (Select Employee Groups) as approved by the Board of Directors (over 600 groups including HGEA, Waipahu Community Association, COSTCO Hawaii Kai, AOAO Harbor Court and many others).
Membership & Chart
Definitions:
"City & County employees" – all full-time or part-time employees; including elected officials and contracted and appointed employees paid salaries and wages by City and County warrants.
“Members of their immediate families” include parents, grandparents, siblings, spouse, children, grandchildren, stepchildren, stepparents, stepsiblings and adopted children.
About Credit Unions
A credit union (CU) is a nonprofit, cooperative financial institution owned and run by member-owners to provide a safe place to save and borrow money at reasonable rates. Unlike a bank or other for-profit financial institution, a CU gives its profits back to its members in the form of higher account rates, lower loan rates, lower service fees and other valuable services.
Like a bank, the Federal Government insures deposits for CUs. The National Credit Union Share Insurance Fund (NCUSIF) is the federal fund created by Congress in 1970 to insure members' accounts at credit unions up to the federal limit. Administered by the National Credit Union Administration, the NCUSIF is backed by the "full faith and credit" of the U.S. Government.
To join a CU, you must be eligible for membership as determined by the CU's charter. Most credit unions are organized to serve people in a particular community, group or groups of employees, or members of an organization or association.
If you are looking for better rates, lower fees and quality service, consider joining the membership of Aloha Pacific FCU!
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